Terms of Service

Last Updated: January 22, 2025

Welcome to StockAura. These Terms of Service ("Terms") govern your access to and use of the StockAura website, applications, and services (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

1. Description of Service

StockAura provides a platform for stock market research, analysis, and paper trading simulation. Our services include:

  • Real-time and delayed stock quotes and market data
  • Technical and fundamental analysis tools
  • Options chain analysis and Greeks calculations
  • Paper trading simulator for educational purposes
  • AI-powered market analysis assistant
  • Price alerts and watchlist management
  • Earnings calendar and financial data

2. Important Disclaimer - Not Financial Advice

STOCKAURA IS NOT A REGISTERED BROKER-DEALER OR INVESTMENT ADVISOR.

The information provided through our Service is for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice. All content, tools, and features are provided "as is" without any guarantees of accuracy, completeness, or timeliness.

You acknowledge and agree that:

  • All investment decisions are made at your own risk
  • Past performance does not guarantee future results
  • The paper trading simulator does not reflect actual market conditions
  • AI-generated analysis may contain errors and should not be solely relied upon
  • You should consult with qualified financial professionals before making investment decisions
  • StockAura is not responsible for any financial losses you may incur

3. User Responsibilities

By using our Service, you agree to:

  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access to your account
  • Use the Service only for lawful purposes
  • Not attempt to reverse engineer, hack, or disrupt our Service
  • Not use automated systems to access our Service without permission
  • Not redistribute our data or content without authorization
  • Comply with all applicable laws and regulations

4. Subscription and Payment

StockAura offers both free and paid subscription plans:

  • Free Plan: Limited access to basic features
  • Starter Plan: $9.99/month - Enhanced features and limits
  • Pro Plan: $29.99/month - Full access to all features
  • Enterprise Plan: $99.99/month - Unlimited access with priority support

Billing Terms:

  • Subscriptions are billed in advance on a monthly or annual basis
  • Annual subscriptions receive a 20% discount
  • All payments are processed securely through Stripe
  • Prices are subject to change with 30 days notice
  • Refunds are provided at our discretion within 7 days of purchase

5. Cancellation and Refunds

You may cancel your subscription at any time through your account settings or by contacting us. Upon cancellation:

  • Your subscription will remain active until the end of the current billing period
  • You will not be charged for subsequent billing periods
  • No partial refunds are provided for unused portions of a billing period
  • Your data will be retained for 30 days after cancellation, then deleted

6. Account Termination

We reserve the right to suspend or terminate your account if you:

  • Violate these Terms of Service
  • Engage in fraudulent or illegal activities
  • Abuse our Service or other users
  • Fail to pay subscription fees when due
  • Provide false or misleading information

7. Intellectual Property

All content, features, and functionality of our Service, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are the exclusive property of StockAura or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Market data is provided by third-party sources including Yahoo Finance and Finnhub. All third-party trademarks are the property of their respective owners.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCKAURA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, or data
  • Financial losses from investment decisions
  • Service interruptions or data inaccuracies
  • Unauthorized access to your account
  • Any other damages arising from use of our Service

9. Indemnification

You agree to indemnify, defend, and hold harmless StockAura and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney's fees) arising out of or in connection with your use of the Service, your violation of these Terms, or your violation of any rights of another party.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Delaware.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions about these Terms of Service, please contact us:

By using StockAura, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

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